Funding that fits how your business works
Compare business funding options from $5,000 to $500,000 in one simple application. Clear terms, fast decisions, and a real specialist who knows your industry.
Funding options
Ways we can fund your business
Not sure which fits? Apply once and your specialist will compare the options you qualify for.
Merchant cash advance
An advance on future sales, repaid with a small share of daily revenue. Payments flex with your business.
Check eligibilityTerm loans
A lump sum with fixed, predictable payments over a set term, for planned investments and growth.
Check eligibilityEquipment financing
Buy or lease the machinery, vehicles, and technology your business runs on.
Check eligibilitySBA loans
Government-backed loans with longer terms for qualified, established businesses.
Check eligibilityInvoice factoring
Turn unpaid invoices into cash now instead of waiting 30 to 90 days.
Check eligibilityHow it works
Three simple steps to funding
Apply in minutes
Tell us about your business and share recent bank statements. No lengthy paperwork and no application fee.
Review your options
A dedicated specialist walks you through the offers you qualify for, with the full cost shown up front.
Get funded
Accept the option that fits and funds are sent to your business account, often by the next business day.
What owners use it for
Fuel whatever comes next
From covering payroll in a slow month to opening a second location, the right funding keeps your plans moving.
Are we a match?
Simple requirements
Meet most of these? Check your options. It won’t affect your credit.
Estimator
How much could I qualify for?
Move the slider to get a quick ballpark. It takes seconds and doesn’t touch your credit.
Industries
We know your industry
We fund established businesses across hundreds of industries, including these.
Why SBH
A funding partner, not just a funding source
Banks say no or take weeks. We built SBH to be fast, plain-spoken, and accountable.
- A dedicated funding specialist from first call to funding
- The total cost shown before you sign
- No hidden fees and no prepayment penalties
- Multiple funding options compared for you
- A U.S.-based team that answers the phone
Talk to a real person
Questions? A funding specialist is ready to help.
Monday to Friday, 8am to 8pm ET. No call centers and no runaround.
FAQ
Common questions
Will checking my options affect my credit?
No. Seeing what you qualify for uses a soft credit review, which does not affect your credit score. We never run a hard inquiry without your explicit consent.
How much can my business receive?
Funding ranges from $5,000 to $500,000. The amount depends mainly on your monthly revenue, time in business, and industry.
What are the minimum requirements?
Generally at least six months in business, $10,000 or more in average monthly revenue, and a business bank account. All credit profiles are considered.
How fast can I get funded?
Most applicants get a decision within 24 hours of submitting their statements. Once you accept an offer, funds are typically sent the same or next business day.
Which funding option is right for me?
It depends on how you will use the money and how your revenue flows. Your specialist will compare options like a merchant cash advance, term loan, or line of credit and explain the trade-offs.
What do I need to apply?
Basic business and owner information and your most recent bank statements. The online application takes just a few minutes.
Compare
Compare your funding options
Typical ranges for each option. Your specialist will confirm what you qualify for.
| Option | Amount | Repayment | Speed | Best for |
|---|---|---|---|---|
| Merchant cash advance | $5K – $500K | Daily or weekly, based on sales | As fast as next day | Businesses with strong card or deposit volume |
| Term loan | $10K – $500K | Fixed weekly or monthly | 1 – 3 days | Planned investments and growth |
| Line of credit | $10K – $250K | Only on what you draw | 1 – 3 days | Ongoing or seasonal cash needs |
| Equipment financing | Up to 100% of cost | Fixed monthly | 2 – 5 days | Machinery, vehicles, and technology |
| SBA loan | Varies by program | Fixed monthly, longer terms | Several weeks | Established businesses seeking lower costs |
| Invoice factoring | Up to 90% of invoices | Repaid when clients pay | 1 – 2 days | B2B businesses waiting on net-30 to net-90 terms |
Owner guides
Know before you borrow
Merchant cash advance vs. term loan
A cash advance flexes with your daily sales, while a term loan has fixed payments. If revenue swings with the seasons, flexibility often matters more than the lowest payment. If revenue is steady, a fixed term can be easier to plan around.
How to prepare your application
Have your last three to four months of business bank statements ready, plus your business EIN, owner ID, and a rough idea of how you will use the funds. Complete paperwork is the single biggest factor in a fast decision.
Understanding the total cost
Before you sign, look at the total payback amount, not just the payment. Ask how the rate is calculated, whether there are fees, and whether paying early lowers your cost. We show all of this up front.
Get in touch
Prefer to start with a quick message?
Leave your details and a specialist will reach out within one business day. You’ll then continue to our secure application.
- Call us(305) 204-7974
- Email usMordechai@Sbhfund.com
- Visit us120 Broadway, Suite 1820
New York, NY 10271
Ready to see what you qualify for?
It takes a few minutes and won’t affect your credit score.